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Miscellaneous Insurance

Miscellaneous Insurance
  • Travel Medical Insurance

Travel Medical Insurance is designed for individuals traveling outside their home country for certain period of time. This offers medical expense and emergency medical evacuation coverage while away from home in a foreign country.

  • Personal Accident (PA)

Personal Accident insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

  • Group Personal Accident (GPA)

Group Personal Accident insurance policy offers benefits like accidental death cover, disability cover. This policy is beneficial to those organizations where number of employees is more and it covers all the employees under one policy.

  • Fidelity Guarantee
    The policy covers the loss caused by an act of fraud or dishonesty committed by any salaried person employed by the insured.
  • Public Liability

Public Liability Insurance covers ones businesses liability for injuries to another person or damage to their property. This insurance is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property. One can insure more than one unit situated in different locations under a single policy

  • Product Liability

Product liability insurance covers the cost of compensating anyone who is injured by a faulty product that a business designs, manufactures or supplies. This Policy  pays for any damage or injury  resulting from the use of the insured’s goods or services.

  • Cash IN Transit

Cash in transit insurance is a cover which indemnifies the insured against loss of money while carrying it by authorized person up to the destination. This type of insurance is beneficial to those organizations which frequently operates cash transactions.

  • Group Medical Insurance

Group Medical Insurance Policy provides medical coverage which includes hospitalization expenses, medicine, consumables, and diagnostic expenses.

  • Health Insurance

Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses.

  • Bankers Indemnity Insurance

This insurance provides an indemnity to the bank in case of loss of money/ securities by fire, riot and strike, burglary, housebreaking and theft.

  • Burglary

This policy covers contents of business premises against the risk of loss or damage by burglary/ theft.

  • Professional Indemnity Policy

This policy is meant for professionals to cover liability falling on them as a result of errors and omissions committed by them while rendering professional service. Group policies can also be issued covering members of one profession. Group discount in premium is available depending upon the number of members covered.

  • Jewellers Block Insurance

Jewellers block insurance is extremely important to any retailer, manufacturer or distributor handling high value items such as jewellery or fine art as a single loss can have a dramatic impact upon overall business performance.

  • Television Insurance

The television insurance policy is designed to indemnify the insured against loss of or damage to the Television apparatus by:
Accidental external means

Fire, Lighting

Short Circuting

Flood and Storm

Bursting and overflowing of water tanks

Theft

Riot and Strike

Earthquake, fire and shock

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