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  1. What is Insurance?
A pool of funds to pay for losses covered by your policy. Your policy runs for one year from the date of purchase.
  1. What can be Insured?
The following classes of insurance may be arranged:
  • Homeowners Insurance
  • Commercial property
  • Building under construction
  • Cars
  • Computer
  • Money
  • Goods in Transit
  • Liability
  • Bonds
  • Consequential Loss
  • Fidelity
  • Personal Accident
  • Marine Insurance
  1. What are the advantages of Insurance?
  • Financial compensation
  • Peace of mind
  • Security
  • Quick recovery from a loss
  1. Who can Insure?
  • Owner
  • Authorized Agent
  1. How should you Insure?
  • In the case of property insurance you should insure for the replacement cost of the property.
  • In the case of comprehensive motor insurance you should insure for the market value of the vehicle.
  1. What prevents fast claims settlement?
  • The nature of the claim may not be clear cut
  • Cooperation of other parties may not be conducive to speedy processing/liability may be in dispute
  • Documentation may be inadequate/outstanding
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